:root {
  --navy:#071f3a; --navy2:#0b2d4d; --blue:#0b74bd; --aqua:#13b6d4; --orange:#f59b22;
  --light:#f4f7fb; --white:#fff; --text:#25364a; --muted:#6d7c8d; --border:rgba(7,31,58,.14);
  --shadow:0 18px 48px rgba(7,31,58,.14); --radius:22px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{text-decoration:none;color:inherit}
img{max-width:100%}
.container{width:min(1160px,calc(100% - 40px));margin:0 auto}
.topbar{background:var(--navy);color:rgba(255,255,255,.92);font-size:14px;padding:10px 0}
.topbar .container{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.topbar a{color:#fff}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.98);box-shadow:0 6px 24px rgba(7,31,58,.08)}
.navbar{min-height:78px;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:20px}
.logo img{display:block;width:230px;max-width:100%;height:auto}
nav{justify-self:end}
nav ul{list-style:none;display:flex;gap:clamp(10px,1.6vw,22px);align-items:center;font-weight:800;color:var(--navy);font-size:15px;flex-wrap:wrap}
nav a{display:inline-flex;min-height:42px;align-items:center}
nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 22px;color:#fff;background:var(--orange);font-weight:900;box-shadow:0 12px 28px rgba(245,155,34,.24);border:0;cursor:pointer;text-align:center;line-height:1.1;white-space:nowrap}
.btn.blue{background:var(--blue);box-shadow:0 12px 28px rgba(11,116,189,.22)}
.btn.white{background:#fff;color:var(--navy);box-shadow:none}
.hero{min-height:620px;color:#fff;display:flex;align-items:center;background:linear-gradient(105deg,rgba(7,31,58,.94),rgba(7,31,58,.72),rgba(7,31,58,.35)),var(--hero-image) center/cover no-repeat}
.hero.small{min-height:480px}
.hero-content{max-width:820px;padding:105px 0}
.eyebrow{display:inline-block;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.14);font-weight:900;margin-bottom:20px}
h1{font-size:clamp(38px,6vw,66px);line-height:1.04;letter-spacing:-1.6px;margin-bottom:20px}
.hero p{font-size:20px;color:rgba(255,255,255,.88);margin-bottom:30px}
.actions{display:flex;gap:14px;flex-wrap:wrap}
section{padding:76px 0}
.section-title{max-width:840px;margin-bottom:34px}
.section-title span{display:inline-block;color:var(--orange);text-transform:uppercase;font-weight:900;font-size:13px;letter-spacing:1.6px;margin-bottom:8px}
.section-title h2{font-size:clamp(30px,4vw,44px);color:var(--navy);line-height:1.14;letter-spacing:-1px}
.section-title p{margin-top:14px;color:var(--muted);font-size:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden}
.card-body{padding:24px}
.card strong{display:block;color:var(--navy);font-size:21px;line-height:1.25;margin-bottom:10px}
.card p,.card li{color:var(--muted)}
.card ul{padding-left:18px;margin-top:8px}
.card-img{display:block;width:100%;height:220px;object-fit:cover;object-position:center;background:var(--navy)}
.light{background:var(--light)}
.dark{background:linear-gradient(135deg,var(--navy),#0b4775);color:#fff}
.dark .section-title h2,.dark .section-title span{color:#fff}
.dark .section-title p{color:rgba(255,255,255,.78)}
.dark .card{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);box-shadow:none}
.dark .card strong{color:#fff}
.dark .card p,.dark .card li{color:rgba(255,255,255,.78)}
form{background:#fff;border-radius:28px;padding:32px;box-shadow:var(--shadow);border:1px solid var(--border)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
label{font-weight:800;color:var(--navy);font-size:14px}
input,textarea,select{width:100%;border:1px solid var(--border);border-radius:14px;padding:14px 16px;font:inherit;outline:none;background:#fff}
textarea{min-height:130px;resize:vertical}
small{color:var(--muted)}
.faq{display:grid;gap:16px}
.faq details{background:#fff;border:1px solid var(--border);border-radius:18px;padding:18px 20px;box-shadow:0 10px 24px rgba(7,31,58,.06)}
.faq summary{cursor:pointer;font-weight:900;color:var(--navy)}
.faq p{margin-top:10px;color:var(--muted)}
.cta{background:linear-gradient(135deg,rgba(11,116,189,.95),rgba(7,31,58,.95));color:#fff;text-align:center}
.cta h2{font-size:clamp(30px,4vw,46px);line-height:1.15;margin-bottom:14px}
.cta p{max-width:800px;margin:0 auto 26px;color:rgba(255,255,255,.84)}
footer{background:#041729;color:rgba(255,255,255,.75);padding:42px 0;text-align:center}
.whatsapp-float{position:fixed;right:20px;bottom:20px;z-index:50;background:#25D366;color:white;border-radius:999px;padding:14px 18px;font-weight:900;box-shadow:0 14px 30px rgba(0,0,0,.22)}
@media(max-width:980px){.navbar{grid-template-columns:1fr}nav{justify-self:start}.grid,.grid.two{grid-template-columns:1fr 1fr}.hero-content{padding:80px 0}}
@media(max-width:620px){.container{width:min(100% - 28px,1160px)}.grid,.grid.two{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.hero{min-height:560px}.logo img{width:175px}}